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Disclosure

Robert Morris is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0B58685), CT, DE, FL, MD, NC, NJ, NY, and VA. No insurance business may be conducted outside the states referenced.

Robert Morris is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 70 Old Byram Lake Rd, Armonk, NY, 10504, 914-273-6301. In this regard, this communication is strictly intended for individuals residing in the states of CT, FL, NC, and NY. No offers may be made or accepted from any resident outside the specific states referenced.

THE MORRIS GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither THE MORRIS GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.